The all-inclusive guide to managing your money in your 20s, 30s, and 40s! This book provides you with the basic tools you need to manage your life and plan for your financial future. You’ll learn how to oversee every aspect of your personal finances as well as how to strengthen your financial plan to yield better returns on your investments. This revised guide includes how to create and follow a budget, maintain a robust savings account, building an emergency fund, use online banking and the best account options available, use credit cards and how to pay off debt judiciously, pay off student loan debt and how to understand your options if you choose to further your education, make big purchases, such as houses and transportation, and much more. Even if you’ve tried budgeting books before and didn’t have the success you desired, this book offers some different approaches that are worth trying.