Andrew Brown is a trader for a big international bank. He makes lots of money every day, but he never has enough time. Now, he might found a way to borrow some—and at a very reasonable interest rate! But will it make his life easier, or will more time just give him more trouble? Penguin Readers is a series of the best new fiction, essential non-fiction and popular classics written for learners of English as a foreign language. Beautifully illustrated and carefully adapted, the series introduces language learners around the world to the bestselling authors and most compelling content from Penguin Random House. The eight levels of Penguin Readers follow the Common European Framework and include language activities that help readers to develop key skills. Doctor Who: Borrowed Time, a Level 5 Reader, is B1 in the CEFR framework. The text is made up of sentences with up to four clauses, introducing present perfect continuous, past perfect, reported speech and second conditional. It is well supported by illustrations, which appear regularly.