One night not long after her 10th birthday, 19th-century railroad heiress Aimee Crocker sees a vision of a woman in white surrounded by shadow; the next morning, she finds out her beloved father has died suddenly, making Aimee a 10-year-old multi-millionaire. Packed off to finishing school at 15, briefly engaged to a prince, then romantically entangled with a bullfighter, she elopes at 18 with a scion of the Old South who claims to have won her in a poker game. En route to her honeymoon, she sees the woman again, and moments later, the train jumps the tracks, resulting in a fiery wreck that kills more than a dozen passengers. As the 20th century begins, Aimee makes a new home in New York City with her third husband. But all too soon, misfortune rears its ugly head again. Does she have the strength to build yet another life for herself? And can she leave the Shadow Woman behind?